Empower Your Clients NOW

(Please note: client names changed.)

Homeownership powers stronger communities, economic stability, and so much more. That’s why it’s in everyone’s best interest to make owning a home possible for anyone who dreams of it.

But increasing home prices and stagnant wages have made it a challenge for many of your prospective clients. For low- and moderate-income borrowers especially, it can seem like too great a challenge to overcome.

That’s why Acme Advisors has partnered with Acme Mortgage Agency (AMA) to offer loans through the Acme Fund Loan Program. The AMA’s mission is to increase affordable and sustainable homeownership.

As part of that effort, we can offer your qualifying clients the following loan programs nationally:

  • Conventional Loan(1) 

  • Provides a 3% down payment on a 97% LTV Fannie Mae mortgage

  • Offers a 3.5% second mortgage, which can be used for closing cost 

FHA Loan

Down Payment Assist: A 30-year term, zero rate, no payment second mortgage. The second mortgage is forgiven as soon as you make 36 consecutive on-time payments on the FHA first mortgage(2)

Repayable Second: Choose between a 10-year repayable second at a 0% interest rate or a 30-year repayable second at 5% interest rate(3) 

It’s part of our effort to put your client’s dreams — and your continued success — within reach.

Contact me today to learn more about how these loan programs can help you place your clients into the home of their dreams. 

  1. Minimum FICO score of 640. At least one of the borrowers much be a first-time home owner. No income limits in low-income census tract.

  2. Minimum FICO score of 620. Qualifying income equal or less than 115% of the median income for the county in which the borrower lives. 

  3. Minimum FICO score of 620. No income restriction.

Acme Advisors uses the Acme Fund Conventional Loan Program (AFCLP) for this initiative. AFCLP is an affordable housing program funded through Acme Mortgage Agency (AMA), a federally chartered government agency. AMA does not originate mortgage loans. This is not an offer to lend money nor a solicitation of a mortgage application by AMA. 

This is not a commitment to lend. Programs available only to qualified borrowers. Subject to credit approval, underwriting approval, and lender terms and conditions. Programs subject to change without notice. Restrictions may apply.

Acme Advisors, a Division of Acme Bank l Member FDIC l Equal Housing Lender